Cruise Safety

A lot of you are booking and/or paying the final balances for cruises departing in early 2017 now... We’ve received quite a few queries about cruise safety, and whether Safe Journey is a good idea. Here’s everything you need to know!

72dpi - shutterstock_328595567

Can Terrorism Affect a Cruise?

The average cruise is about as likely/unlikely as any other tourist transport and accommodation to experience acts of terrorism. A few points worth noting:

  • Most cruise ship boarding procedures are just as strict as airline procedures
  • There are often a number of security personnel on board who you won’t even notice – they may not be in uniform.
  • All crew undergo training for emergencies, including procedures in case of terrorism.
  • There have been comparatively few incidents targeting cruise passengers in recent years – however, it should be noted that USA naval intelligence has warned of IS looking to maritime targets.
  • A cruise ship is generally harder for terrorists to reach than a busy tourist attraction.

 

The most important safety benefit of a cruise, we believe, is that a cruise ship can re-route if necessary. For example:

  • If an act of terrorism takes place in a destination city or port (at the discretion of the cruise provider)
  • If the FCO advises against travel to a specific area
  • If a port is affected by dangers such as hazardous weather or local violence.

You can also choose to remain on board if you don’t feel safe disembarking at a port of call.

 

How would Safe Journey apply to cruise passengers?

It’s essential to have comprehensive cruise insurance that’s appropriate to your specific cruise and destinations, however Safe Journey can be used to cost-effectively top up those policies, which often exclude terrorism. It’s not so much whilst you are on the ship that you need to think about – probably more-so when you are undertaking onshore excursions and travelling in groups.

For a relatively small sum, you can buy some extra cover in advance of your trip and set sail with far greater peace of mind.

 

Cancellation:

  • If an act of terrorism takes place within 40 miles of your starting port or final destination – or within 40 miles of any destination on your itinerary - up to 42 days prior to your planned departure, you can cancel your cruise.
  • You must have purchased a Safe Journey policy before the act of terrorism took place.
  • Safe Journey provides up to £2000 per person for cancellation.

 

Curtailment:

  • Safe Journey covers curtailment if you’re already on a cruise and terrorism occurs on board or within 40 miles of any port you’re scheduled to visit during that cruise – unless your cruise company re-routes the ship to avoid affected areas.
  • The cover will include getting you home, and a refund of the unused portion of your cruise, up to the value of £2000

 

Extra cover in the event of terrorism:

  • Travel Insurance has not really caught up yet, so Safe Journey will also cover: Personal possessions, delays, withdrawal of services, emergency temporary accommodation, death and permanent disablement, and of course emergency medical treatment. These would all be covered as per the standard policy terms and conditions, which you can read here, if an act of terrorism affects your trip.

The above details are a summary only. For full terms, conditions, exclusions, please read our Policy Wording.

 

Plain Sailing

When discussing cruise safety, we can’t ignore incidents such as the tragic death of 21 cruise passengers in Tunis in March 2015, however it should be noted that they were on shore, visiting a museum at the time of the attack.

Tunisia has since been avoided by cruises, and it’s in every cruise company’s best interests to stay away from an area if there’s any sign of danger. Check the cruise company’s official policy for such situations, and read up on their safety records for additional assurance.

 

Being prepared is always your best bet, so make sure you do your research, purchase the appropriate travel insurance, and book the cruise of your dreams with peace of mind.

Anchors aweigh!

 

 

Single Trip Cover

From £5.17* per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Single Trip insurance provides cover for up to 180 days of continuous travel.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid your flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

*For up to 8 days travel, Worldwide. £53.73 for 180 days continuous travel, Worldwide.

Annual Multi-Trip Cover

From £15.66 per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Annual Multi-Trip insurance for travel durations of up to 31 days, for each trip you take during a year.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

†31 Days any-one-trip, Worldwide.

Protection For a Changing world

£1 million Medical Expenses cover

Medical Repatriation cover

Evacuation and Emergency Temporary Accommodation cover

£100,000 Permanent Total Disablement cover