Booking Holidays Early

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Are you a planner or do you wait until the last minute to book a trip?

There are cases for both, but is there a clear winner? We looked at some of the thinking behind both... 

Some pros and cons

The last minute is becoming increasingly popular as more and more hotels and tour operators provide 11th hour deals… Many of these involve settling for a holiday that’s not exactly what you wanted though.

Booking in advance, on the other hand, enables you to choose exactly where and when you want to go.

  • Deals are often available if you book early
  • You have the added advantage of plenty of time to plan your packing
  • Plan your budget
  • Arrange those fabulous extras that make a trip so special
  • Have something amazing to look forward to without the stress of last minute arrangements.

Why we wait

A new reason has emerged over the past few years for waiting until the last minute, and that’s terrorism.

Some people prefer not to book in case there’s terrorism at or near their destination – they feel more secure because they don’t know if they’ll be able to cancel a trip if there is an attack.

This seems like a good idea as terrorism is certainly in the news more now than ever before. As for not wanting to go if there is an attack… well, we can understand that too! It’s called disinclination, and until just a few months ago, it was uninsurable in the UK.

The new peace of mind

Now, cancellation due to terrorism is totally insurable, thanks to Safe Journey. This is the UK’s first comprehensive terrorism travel insurance: and the only policy available to UK residents to cover disinclination due to terrorism. It means that you can book as early as you like with peace of mind.

If there’s an act of terrorism within 40 miles of the area you’re planning to travel in, to or through, up to 42 days before your departure, Safe Journey will cover cancellation – as long as you purchased the policy before the act of terrorism took place, of course.

It’ll also cover curtailment if there’s terrorism within 40 miles of where you’re staying if you’re already on your trip, as well as emergency temporary accommodation if you’re staying within 1 mile of the attack.

For full details of the policy, including cover for delays, death and permanent disablement, emergency medical treatment, medical repatriation, loss of personal belongings, and even withdrawal of services, please read our Policy Wording – which also provides full details of exclusions, terms and conditions.

With this concern covered, we believe booking ahead far outweighs the alternative! Be prepared, not scared, and enjoy planning your holiday, your way.

Single Trip Cover

From £5.17* per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Single Trip insurance provides cover for up to 180 days of continuous travel.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid your flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

*For up to 8 days travel, Worldwide. £53.73 for 180 days continuous travel, Worldwide.

Annual Multi-Trip Cover

From £15.66 per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Annual Multi-Trip insurance for travel durations of up to 31 days, for each trip you take during a year.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

†31 Days any-one-trip, Worldwide.

Protection For a Changing world

£1 million Medical Expenses cover

Medical Repatriation cover

Evacuation and Emergency Temporary Accommodation cover

£100,000 Permanent Total Disablement cover