What Is BIBA?

“The British Insurance Brokers’ Association (BIBA) is the UK’s leading general insurance intermediary organisation representing the interests of insurance brokers, intermediaries and their customers.”

BIBA was formed in 1977, merging four separate trade bodies and creating what is now the Insurance industry’s most powerful voice, with membership of almost 2000 regulated firms, who employ more than 100 000 staff.

 

Is your broker a member?

Look for the BIBA Member logo on your broker’s website and documents, or ask them about their membership.

 

BIBA has created a voluntary code of conduct for its members:

  1. ABIDE BY ALL RELEVANT LAWS, PRINCIPLES AND REGULATIONS. Understanding and ensuring we comply with regulatory principles and work within the law.
  1. ACT WITH INTEGRITY AND HONESTY. We should conduct ourselves in a fair, reliable, trustworthy and respectful manner with all our stakeholders.
  1. ACT IN THE BEST INTERESTS OF EACH CLIENT. We have a duty to act in a manner which pays due regard to the best interests of each client and ensure decisions and recommendations are based on a clear understanding of their needs, priorities, concerns and circumstances.
  1. ACT WITH SKILL, CARE AND DILIGENCE. We act at all times with high levels of skill, care and diligence.

 

Benefits of using a BIBA member

Brokers who are members of BIBA have access to the association’s extensive information resources, support services and discussions, which help them to provide top competitive services and insurance products.

BIBA supports its members in putting customers first, and is committed to the evolution of the insurance industry to meet customer needs, as well as the requirements of our changing world.

 

Terrorism and Travel Insurance

BIBA’s 2017 Manifesto recognises the changing nature of the threat of terrorism, and notes the increased costs created by terrorism, “not only to those who have been directly affected but also to those caught up in the knock-on effects.”

The association is committed to working with its members, government, and the entire insurance industry, to help raise awareness of terrorism, and to promote advice about how to manage these risks – and where to find suitable insurance solutions.

As the UK’s first comprehensive terrorism travel insurance policy, and as a BIBA member, International Travel and Healthcare Limited and their specialist travel insurance scheme called Safe Journey, supports this initiative wholeheartedly.

We believe every traveller should have access to travel insurance that covers terrorism at an extremely accessible cost (from just £4.96 per person) – and we believe travel insurance should  include disinclination to travel if an attack takes place within 40 miles of your booked travel route or accommodation, up to 6 weeks before your departure. For full details of Safe Journey cover, as well as terms, conditions and exclusions, visit our Policy Wording.

 

 

Single Trip Cover

From £5.17* per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Single Trip insurance provides cover for up to 180 days of continuous travel.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid your flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

*For up to 8 days travel, Worldwide. £53.73 for 180 days continuous travel, Worldwide.

Annual Multi-Trip Cover

From £15.66 per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Annual Multi-Trip insurance for travel durations of up to 31 days, for each trip you take during a year.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

†31 Days any-one-trip, Worldwide.