Annual Multi-Trip Policy Savings

Do you travel more than once each year?

If you do (and we don’t know many people who don’t!) you probably know that an Annual Multi-Trip travel insurance policy is likely to be a lot more cost-effective than buying a single trip policy every time you book a trip. The same is of course true for Safe Journey – you can get an Annual Multi-Trip policy from only £14.99 per person!

But did you know that there are a few conditions attached to these policies, and that they differ significantly between insurance providers?

 

Duration of the Policy

An Annual Multi-Trip travel insurance policy is valid for an unlimited number of trips within the 12 months (365 days) of cover:

  • The start and end date will be provided on your policy summary.
  • You can take as many trips as you like during the period of cover, as long as they comply with your policy’s terms and conditions relative to the duration.
  • You will be covered for travel cancellations from the time you book a trip, as outlined in your policy wording, until either you travel or your policy expires, in which case you can choose to renew your annual policy.

 

How long can I travel for?

The Safe Journey Annual Multi-Trip policy allows up to 31 days for each individual trip.

  • You can take an unlimited number of trips during your year of cover
  • Each trip must be 31 days or less
  • That means you must return home in between trips – if you spend three weeks in the USA, then fly to the Caribbean for two weeks, that counts as one trip and exceeds the 31-day limit.
  • If the total duration of any single trip exceeds 31 days, then you would not be covered for any part of the trip and would need to buy a single trip policy instead. A Safe Journey single trip policy is valid for up to 180 days of continuous travel.
  • If, on the other hand, you return home after the USA trip, and depart a week later for an island holiday (even if it’s a 30-day holiday) both trips would be covered.

 

Remember that not all policies have the same terms and conditions and your regular travel insurance may have a different duration for individual trips. Always read the policy wording! 

 

General Travel Insurance

Your Safe Journey policy is unlikely to need any updating, but if you have an Annual Multi-Trip policy for your main travel insurance, you must make sure all details are up to date so it remains as effective as possible:

  • Advise immediately if there are any changes in your pre-existing medical conditions, or if there are new conditions that need to be declared.
  • If you’re booking a cruise, check if the cover provided is appropriate. If the cruise value is more than £3000 per person, we’d advise adding a specialist cruise insurance policy for that booking.
  • Renew your policy as soon as it’s due to expire, to ensure continuous cover and take advantage of the best rates.

 

Having an Annual Multi-Trip policy ready and waiting gives you one less thing to worry about for grand vacations and quick last-minute getaways alike. You won’t have to rush to sort out travel insurance in between packing, finding a cat-sitter, buying more sunscreen because you forget you already have some… and all those other last-minute things! 

 

Talk to us today and find out how an Annual Multi-Trip policy can save you time and money.

 

 

 

Single Trip Cover

From £4.96* per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Single Trip insurance provides cover for up to 180 days of continuous travel.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid your flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

*For up to 8 days travel, Worldwide. £53.73 for 180 days continuous travel, Worldwide.

Annual Multi-Trip Cover

From £14.99 per person

  • Travel insurance that covers disinclination to travel if your destination is affected by terrorism before you travel.
  • Safe Journey provides comprehensive travel insurance just for acts of terrorism.
  • Annual Multi-Trip insurance for travel durations of up to 31 days, for each trip you take during a year.
  • Available for singles, couples and families and with no maximum age limit and no medical screening requirements.
  • For Business and Leisure travellers.
  • For UK, Channel Island and Isle of Man residents when travelling in the UK and abroad, when you have booked and pre-paid flights or accommodation.
  • Safe Journey covers up to £2000 per person for travel arrangements, if where you are staying is affected by terrorism and you want to return home.
  • Travel delays caused by acts of terrorism are covered.
  • Personal possessions including money and passports are protected whilst you travel against damage or loss as a result of acts of terrorism.
  • 24 hour (UK based) emergency assistance to help you after an act of terrorism.
  • Maximum excess per claim £100
Buy now

†31 Days any-one-trip, Worldwide.